Patent Search
 
Insurance Patent

Computer apparatus and method for generating documentation using a computed value for a claims cost affected by at least one concurrent, different insurance policy for the same insured

A method for using a digital electrical apparatus to electrically process signals in generating output for insurance documentation for a first insurance policy for a first risk having a claims cost reflecting: a concurrent second insurance policy for a second risk, the second risk being different from the first, the policies being for the same insured person, and the second policy affecting a claims cost of the first policy; the method including the steps of: in a digital electrical computer apparatus comprising a digital computer having a processor, the processor electrically connected to a memory device for storing and retrieving operations including machine-readable signals in the memory device, to an input device for receiving input data and converting the input data into input electrical data, to a visual display unit for converting output electrical data into output having a visual presentation, to a printer for converting the output electrical data into printed documentation, wherein the processor is programmed to control the apparatus to receive the input data and to produce the output data by steps including: inputting actuarial assumptions defining the first insurance policy; and computing a value of a specific financial attribute of the first insurance policy; the method further including the step of inserting the value of the financial attribute in the first insurance policy and other printed documentation related to the first insurance policy.

System and method for generating and executing insurance policies for foreign exchange losses


A system and method for providing a foreign exchange insurance policy that automatically considers factors such as the type of currency, exchange rate, amount of coverage, and period of coverage, to determine a premium. Users can access the system using credit cards, ATMs, banks or other media.

System for syndication of insurance


A system is described for facilitating a syndicated sale of an insurance policy. The system employs a processor and a storage device connected to the processor, and a data receiving device and data output device connected to the processor. The processor executes a program to receive information relating to the insurance policy, and to transmit for electronic viewing by a potential buyer an invitation to offer to buy a share in the underwriting of the insurance policy. The share has associated therewith a risk cost assessable to the buyer if payment is made on a claim under the insurance policy. The processor receives offers to underwrite the share of the insurance policy; each offer includes information identifying collateral against which the risk cost may be charged in the event of payment on a claim. The transmission of the invitation and the offer to buy a share may advantageously be made on the Internet.

System and method for generating and executing insurance policies for gambling losses

A system and method for providing a gambling loss insurance policy automatically computes insurance premiums and processes gambling sessions covered by the gambling loss insurance policies. The players may purchase the insurance policies using various means such as coins, earned winnings, or credit cards. The gambling loss insurance system provides a high level of flexibility for the players to define specific parameters of the insurance policy. Additionally, the players may purchase the insurance policies directly from the gaming machine, a custom terminal on casino floor, or cage personnel having access to a centralized network server.


Methods and apparatus for selecting an insurance carrier for an online insurance policy purchase
System and method for generating and executing insurance policies for foreign exchange losses
Insurance form indicia system

PAT. NO. Title
51 6,163,770 Computer apparatus and method for generating documentation using a computed value for a claims cost affected by at least one concurrent, different insurance policy for the same insured
52 6,128,598 System and method for generating and executing insurance policies for foreign exchange losses
53 6,119,093 System for syndication of insurance
54 6,113,493 System and method for generating and executing insurance policies for gambling losses
55 6,112,986 Method and apparatus for accessing patient insurance information
56 6,088,677 System for exchanging health care insurance information
57 6,064,970 Motor vehicle monitoring system for determining a cost of insurance
58 6,058,369 Method and apparatus for monitoring the strength of a real estate market and making lending and insurance decisions therefrom
59 6,049,772 System for managing hedged investments for life insurance companies
60 6,041,304 System and method for controlling the cash value growth of an insurance policy
61 6,026,364 System and method for replacing a liability with insurance and for analyzing data and generating documents pertaining to a premium financing mechanism paying for such insurance
62 6,014,632 Apparatus and method for determining insurance benefit amounts based on groupings of long-term care patients with common characteristics
63 6,009,402 System and method for predicting, comparing and presenting the cost of self insurance versus insurance and for creating bond financing when advantageous
64 5,991,733 Method and computerized system for managing insurance receivable accounts
65 5,966,693 Method for combining loan with key employee life insurance
66 5,950,169 System and method for managing insurance claim processing
67 5,926,800 System and method for providing a line of credit secured by an assignment of a life insurance policy
68 5,907,828 System and method for implementing and administering lender-owned credit life insurance policies
69 5,903,873 System for registering insurance transactions and communicating with a home office
70 5,893,072 Insurance classification plan loss control system
71 5,890,129 System for exchanging health care insurance information
72 5,884,274 System and method for generating and executing insurance policies for foreign exchange losses
73 5,873,066 System for electronically managing and documenting the underwriting of an excess casualty insurance policy
74 5,855,005 System for electronically auditing exposures used for determining insurance premiums
75 5,851,011 Multi-deck poker progressive wagering system with multiple winners and including jackpot, bust, and insurance options
76 5,832,447 Automated system and method for providing real-time verification of health insurance eligibility
77 5,819,230 System and method for tracking and funding asset purchase and insurance policy
78 5,806,042 System for designing and implementing bank owned life insurance (BOLI) with a reinsurance option
79 5,797,134 Motor vehicle monitoring system for determining a cost of insurance
80 5,752,236 Life insurance method, and system
81 5,655,085 Computer system for automated comparing of universal life insurance policies based on selectable criteria
82 5,636,117 Method and apparatus for monitoring the strength of a real estate market or commodity market and making lending and insurance decisions therefrom
83 5,631,828 Method and system for processing federally insured annuity and life insurance investments
84 5,528,584 High performance path allocation system and method with fairness insurance mechanism for a fiber optic switch
85 5,523,942 Design grid for inputting insurance and investment product information in a computer system
86 5,504,674 Insurance claims estimate, text, and graphics network and method
87 5,488,843 Safety, insurance and alarm mechanical lock
88 5,479,344 Insurance computation display
89 5,429,506 Method of computerized administration of a life insurance plan using computerized administration supervisory system
90 5,325,291 Method of verifying insurance on registered vehicles
91 5,235,507 Health insurance management system
92 5,207,431 Insurance policy game apparatus
93 5,191,522 Integrated group insurance information processing and reporting system based upon an enterprise-wide data structure
94 5,070,452 Computerized medical insurance system including means to automatically update member eligibility files at pre-established intervals
95 4,916,611 Insurance administration system with means to allow an employer to directly communicate employee status data to centralized data storage means
96 4,874,187 Insurance form packet
97 4,837,693 Method and apparatus for facilitating operation of an insurance plan
98 4,831,526 Computerized insurance premium quote request and policy issuance system
99 4,695,077 Automobile insurance card
100 4,632,428 Combination medical data, identification and health insurance card

  Copyright © 2006 - 2015 Patent Information Search